What is the daily withdrawal limit for a bank account？

Provisions on withdrawal limit of bank accounts

The withdrawal limit of bank account is not a fixed standard, and it will be affected by many factors. First of all, different types of bank accounts, such as savings accounts, current accounts, fixed accounts, etc., may have different daily withdrawal limits.

For personal savings accounts, the common daily withdrawal limit is usually between 20 thousand yuan and 50 thousand yuan. However, some banks may provide higher withdrawal limits for high-quality customers according to factors such as their account level, credit status and business dealings with banks.

If it is a current account, its withdrawal limit may be relatively flexible, but it will also be subject to bank regulations and relevant regulatory requirements.

Under some special circumstances, such as the customer making an appointment with the bank in advance, or providing a reasonable certificate of withdrawal purpose, the bank may temporarily increase the withdrawal limit to meet the customer’s needs.

The following is a simple comparison table of daily withdrawal limits of personal savings accounts in common banks:

It should be noted that the above data are for reference only, and the actual withdrawal limit may change due to factors such as region and bank policy adjustment.

In addition, for enterprise bank accounts, the provisions of withdrawal limit are usually more complicated, and many factors such as the scale of the enterprise, business type and the use of funds will be comprehensively considered. Generally speaking, the withdrawal limit of enterprise accounts will be higher than that of individual accounts, but it is also necessary to follow the relevant regulations and approval procedures of banks.

In short, to accurately understand the daily withdrawal limit of your bank account, it is recommended that you directly consult the customer service staff of your bank, or obtain the most accurate and up-to-date information through the official website of the bank, mobile banking APP and other channels.

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